REAL ESTATE UNDERWRITING

NOI

Also called: net operating income · property NOI

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PLAIN-ENGLISH DEFINITION

Net operating income: property revenue less ordinary operating expenses before debt service and certain non-operating items.

What it means in practice.

NOI is a core property-level underwriting metric. Exact definitions vary by market and deal, so investors should normalize one-time items, reserves, owner-specific costs and management assumptions.

Why it matters.

Cap rate, debt service coverage and value analyses often begin with NOI.

Additional notes.

NOI is a core property-level underwriting metric. Exact definitions vary by market and deal, so investors should normalize one-time items, reserves, owner-specific costs and management assumptions.

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