REAL ESTATE UNDERWRITING
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LTV
Also called: loan-to-value · loan to value ratio
Loan amount divided by property value.
What it means in practice.
LTV is a core leverage metric used in real-estate finance. Appraised value, purchase price and lender policy can affect the actual underwriting denominator.
Why it matters.
Exchange investors replacing debt should model achievable leverage rather than assuming a loan amount.
Additional notes.
LTV is a core leverage metric used in real-estate finance. Appraised value, purchase price and lender policy can affect the actual underwriting denominator.
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